upUSDC – Institutional Lending

Upshift USDC offers access to institutional-grade, on-chain lending opportunities with overcollateralized positions, providing full transparency and control over deployed assets. Unlike traditional DeFi lending protocols, which often fail to deliver attractive risk-adjusted yields,

Upshift USDC focuses on sustainable, real yield generation without exposing users to unsustainable point farming schemes or excessive smart contract risk.

What sets Upshift apart is its unique approach to lending: yield is generated by lending to institutional borrowers who have undergone stringent KYC/KYB verification. This significantly reduces the risks of malicious actors and smart contract exploits, as only approved parties can borrow. Additionally, these institutional borrowers require capital efficiency against yield-bearing assets that are less commonly accepted as collateral. As a result, they offer premium borrowing rates, creating higher, sustainable yields for lenders.